Owning a home is a dream for far too many of us. But it’s fair to say that buying a home isn’t all that easy and often seems unattainable, especially when it’s our first. It takes quite some savings and is fraught with stress and a lot of complex decision making. But there is one respite that largely takes the brakes off buying a home: a home loan. It entails pre-planning and vettingand can get complicated at best as processing has become stricter, but it doesn’t have to be hard. Read on for a low-down on how to set yourself up for success while taking out a home loan: